Established Brokerages that I Have Used and Trust

Started with Fidelity in 2005; Vanguard in 2007; T. Rowe Price in 2021; Charles Schwab and Vanguard Advisor in 2022

Key Concepts That Translates to Long Term Growth 

Diversification via bundled stock, sold as funds that spread market risk by owning partial shares of many companies 

Dollar cost average with set interval buys to offset highs and lows in stock price (buy more at low price, less when high)

Compound interest is optimized when you start early to invest (on average, expect to double your money every 7 years)

Zero or low cost keep more money in your account to grow

Relating Investing to Non-Investing Concepts

Auto Analogy

A brokerage acts like a car dealership to coordinate purchase or resell of all types of investments vehicles

Cars are made by American or foreign automakers, similarly, stocks are domestic or international

Select from investing inventory: single company Stock | Indexes- bundled stocks | Bonds | Options | Margin | Crypto etc.

Crop Diversification

Align indexes to polyculture, where planting a variety of crops ensure food supply even if one fails. The strategy helps manage risks related to pests, diseases, and adverse weather conditions. reducing dependency on a single crop. Holding stock from a variety of companies of different sizes serves the same purpose resulting in steady gains. 

Music Magic 

Indexes with many different stocks behave like a symphony, made up of instruments coming together to produce a more powerful listening experience. Like stocks, if a few in a full-size orchestra with 80-100+ musicians performs badly, the sound can still be grand and enjoyable. In the case of investing, the outcome is profitability.

What Makes up the Stock Market

11 Stock Market sectors by the Global Industry Classification Standard

1. energy

2. materials

3. industrials

4. utilities

5. healthcare

6. financial

7. consumer staples

8. consumer discretionary

9. information technology

10. communication

11. real estate